Remortgaging with capital raising in Northamptonshire

If you’ve built up equity in your home, you may be able to remortgage and borrow additional funds through a new lender.

What is a capital-raising remortgage?

It allows you to remortgage for a higher amount and release funds for home improvements, debt consolidation, deposits for another property, education costs or major purchases.

What lenders look for

Lenders assess your equity, affordability, how the funds will be used, and your final loan-to-value.

Capital raising across Northamptonshire

Different lenders may view Northamptonshire properties differently depending on construction, market values and local demand.

Benefits and considerations

Benefits include accessing funds and potentially lower rates than unsecured credit. Considerations include increased payments, long-term interest and fees.

How the process works

1. Review your available equity
   
2. Compare lenders and their criteria
   
3. Submit an application and valuation
   
4. Complete the switch through a solicitor

Explore your options

Use the form below and we’ll help calculate what you could raise.

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Related services:

• Product Transfer
• Remortgage
• Gifted Equity Remortgage

Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
Think carefully before securing other debts against your home – by consolidating your debts into a mortgage, you may be required to pay more over the entire term than you would with your existing debt which could increase the amount of interest payable overall.
Barfield Wealth Ltd is registered with the Financial Conduct Authority.