Limited company buy-to-let mortgages in Northamptonshire

Many landlords use limited companies (SPVs) for property purchases. Here’s how they work.

What is an SPV?

A Special Purpose Vehicle is a company set up solely for letting property. Lenders often prefer SPVs because they are straightforward to assess.

Why landlords use limited companies

Some landlords prefer them for tax planning (with tax advice), portfolio growth and flexible ownership structures.

Lender criteria

Lenders check SIC codes, company structure, deposit levels, rental income, director experience and property type.

Limited company buy-to-let in Northamptonshire

Investors across Northamptonshire — including Northampton, Wellingborough, Kettering, Daventry and Towcester — use limited companies to structure their portfolios.

Benefits and considerations

Benefits include potential tax efficiencies and scalability. Considerations include higher rates, admin requirements and personal guarantees.

Support with a company purchase

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Important information
Your property may be repossessed if you do not keep up repayments on your mortgage.
Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Barfield Wealth Ltd is registered with the Financial Conduct Authority.